AB-731 Certification Practice Question #71

Question

Your company deploys an AI-powered loan approval solution that enables applicants to request an explanation as to why their loan application was denied.
Which Microsoft responsible AI principle is this an example of?

Accepted Answer

Allowing an applicant to request *why* their loan was denied is a request for an explanation of how the AI reached its decision — the essence of the transparency principle, which Microsoft defines as making AI systems understandable and communicating how outputs are generated. Fairness concerns equitable treatment across groups, privacy/security concerns data protection, and inclusiveness concerns accessibility — none of which is about explainability. Suggested Answer, both community comments, and MS Learn all agree on C.

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