AB-731 Certification Practice Question #85

Question

You have a business unit that uses an AI solution to process loan applications.

You discover that the solution rejects the application of all applicants that are older than 60 years of age.

Which Microsoft responsible AI principle is this violating?

Accepted Answer

Automatically rejecting every applicant over age 60 is systematic, age-based discrimination — exactly the harm the Fairness principle exists to prevent. Microsoft's own example uses loan applications to illustrate fairness: similarly situated applicants should receive the same outcome. Accountability, transparency, and reliability and safety address oversight, explainability, and safe/consistent operation respectively, none of which is the discriminatory-outcome issue here. Suggested Answer and the community both select D.

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